Allow me to introduce myself, "Hi, I'm Shantell", the creator and author of Frugal Girl Guru. 


I am so happy to be able to finally share my knowledge and experience with you.  I am a wife and mother of two teens, I retired myself as a Math teacher in May 2022 after 8 long and hard years.  

During that time, I have been on some extremely difficult terms with my finances. After being dog tired from teaching, I would often get so depressed about my paycheck because I worked so hard but had little to show for it. 


Especially, in my bank account.  I had to have a reality check with myself and realize that teachers were never going to get the pay raise they deserve. 


So, if I wanted my financial situation to improve, I had to make some smart choices about how I view money and how I spend it.    


From student loan debt,  to plain ole debt debt, I was determine to educate myself on my finances, change horrible money habits, build my credit, and develop a money mindset that has allowed me to make better financial decisions.  

These tips I share are self-taught and will help you create a budget, save money, reach your goal of purchasing a home, and change the way you think about money so that your income can work for you.  

I have a passion and the credentials for teaching and since I grew my credit score over 100 points, within a short amount of time on my own, I want to share what I have learned with you. 

I share what I know based on what I've learned by going through the process.  "Experience is the best teacher."-Julius Caesar.   


I can't wait to share what I've learned with you in hopes of becoming apart of your personal financial community (everyone needs one) and help you make your money work hard for you.